Harmony Advisors｜HK and Swiss Multi Family Office Terms of Use

Terms of Use

Harmony Advisors Limited ("HARMONY") is a licensed company in Hong Kong by the Securities and Futures Commission (“SFC”). This website contains information about HARMONY and the products and/or funds offered by HARMONY. This website is not directed to any person in any jurisdiction where the publication or availability of the HARMONY website is prohibited. Persons in respect of whom such prohibitions apply must not access the HARMONY website.

The information provided on this website should not be considered as an offer, or solicitation, to deal in any of the investments mentioned herein, by anyone in any jurisdiction in which such offer or solicitation would be unlawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. Those who access this website do so on their own initiative and are therefore responsible for observing all applicable laws and regulations of their relevant jurisdictions before proceeding to access the information contained herein. By proceeding, you are representing that you have understood and accepted the restrictions set out in this section.

The information provided on the HARMONY website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country that would subject HARMONY or its affiliates to any registration requirement within such jurisdiction or country.

While HARMONY takes care to ensure that the information on this website is accurate and up to date at the time of publishing, the information on this website is provided "as is" without any warranty of any kind. HARMONY shall not be liable for any losses or damages relating to adequacy, accuracy or completeness of any information on this website or the use of such information. The information on this website is being provided strictly for informational purposes and for reference only and does not constitute any investment advice. In permissible cases, this website is only directed at Professional Investors as defined under the Securities and Futures Ordinance (SFO) and subsidiary legislation in Hong Kong or equivalent regulations in the relevant jurisdiction. All information contained herein may be changed or amended without prior notice. Also, HARMONY is not responsible for any errors or omissions relating to information provided by any third party.

The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us. The information is current as at the date of publication but is subject to change without notice. Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable. The information is given on the understanding that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk without liability on our part.

Investment involves risks. The fund does not give any guarantees. Past performance is not a reliable indicator of its future performance. HARMONY does not guarantee the performance of any HARMONY funds, the return of an investor’s capital nor any specific rate of return. Value of investments can go down as well as up. Prior to investing, please refer to the Explanatory Memorandum of the fund for details including risk factors and the fund features. You should ensure you fully understand the risks associated with the investment and should also consider your own investment objective and risk tolerance. If you have any queries, please contact your financial advisor and seek professional advice. Private Investors are advised to consult with their financial advisors, banks, or other professional advisors. Nothing herein should be construed as investment, legal, tax or other advice nor as comment on the suitability of any investment or investment service. Prospective investors should not rely on the information contained in this website to evaluate the merits of investing in any of our products, services and/or funds but to take advice from their own professional advisors before making any investment decision.

Nothing on this website constitutes a distribution, solicitation, invitation, recommendation or offer to purchase a product offered by HARMONY or any HARMONY funds or as the basis for any investment decision.

We reserve the rights to change, modify, add to, or remove portions of these terms of use at any time.

HARMONY does not accept responsibility for any interference or damage to your own computer system, the records stored thereon or those of any other person, which arises in connection with your use of this website or any linked website. A cookie is utilized on this website. It allows your browser to check whether you have read and agreed to these Terms. The cookie does not contain any personally identifiable information. Unfortunately, if your browser is set up to reject cookies you will not be able to see the content of this website. All copyrights reserved and its contents including all information, graphics, code, text and design in this website are owned by HARMONY and should not be reproduced or distributed without its permission. These Terms are governed exclusively by the laws of Hong Kong Special Administrative Region and constitute the entire agreement between you and HARMONY in relation to the use of this website.

Hyperlinks

When you access certain links on our website you may leave our website. HARMONY has not reviewed any of the websites linked to our website and does not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through these websites.
In addition, the content on the Third Party Websites as well as any HARMONY’s Group Companies’ website may not be intended for persons located or residing in jurisdictions that restrict the distribution of such content and you should consult and carefully read the applicable terms and conditions before using the website(s).

HARMONY is committed to maintaining your personal data—that is, information relating to a living individual from whom it is practicable for the identity of the individual to be directly or indirectly ascertained- in accordance with the requirements of the Personal Data (Privacy) Ordinance (Cap. 486 of Hong Kong Laws) (the “Ordinance”) and will take all reasonable steps to ensure that your personal data is kept secure against unauthorized access, loss, disclosure and destruction. Please be aware that this Statement replaces any notice or statement of similar nature issued by the Company previously, pursuant to the Ordinance.

Please see our Privacy Policy for information on how HARMONY handles your personal data.

Limitation of Liability on System and Transmission over the Internet

Harmony or its affiliates, or any of their respective directors, officers, employees or agents shall not liable for any event of Force Majeure, any virus or other harmful component affecting the website or any server that operates it, any interception of data or communications in connection with the public nature of the internet, any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software failure of any email or entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any website, or any combination thereof, including any loss of opportunities or profit arising from any time delay, system disruption or interruption, transmission blackout, delayed transmission or any incorrect data transmission, or any injury or damage to the computer or other electronic devices or property of any person accessing their website or any other person related to or resulting from accessing this website or downloading any materials from this website.

This website has not been reviewed, vetted and approved by the SFC and may contain information of non-SFC authorized funds issued by Harmony Advisors Limited.