Harmony recognizes the importance of protecting your personal and financial information when you visit our website located at www.harmonyadvisors.com ("Website"). The following information is designed to help you understand the information collection practices at this Website.

By visiting this Website, you are accepting the practices described in this Privacy Policy. If you do not agree to this policy, please do not proceed further of this Website. Please review the Terms and Conditions to learn of other terms and conditions applicable to your use of this Website.Please consult with your own legal counsel if you are unsure of the Terms and Condition.

Information Collection and Use

Methods of Information Collection

When you visit the Website, we collect personal data which you provide, for example when you enter personal details (e.g. name, address, e-mail address, phone/fax number) on the “Contact” page or if you sign up for an email newsletter.

Failure to provide such personally identifiable information may result in Harmony being unable to provide you with the services or information requested.

Separately we use "cookies" to collect and store information about your internet connection when you visit our Website. Cookies or other technology help us to provide customized services and information. "Cookies" are small files placed on your hard drive. Each website that you visit can send its own cookie to your browser if your browser preferences allow it. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our Website. In addition, a number of companies offer utilities designed to help you visit websites anonymously.

Opt-out

If you would prefer not to accept cookies from us, you may set your browser accordingly. If you choose to disable cookies in your browser, you may not be able to access all pages on our Website.

Use of Personally Identifiable Information

The personally identifiable information you submit to or through our Website is used only for responding to your inquiry sent to us, for business administration, business reporting and statistical analysis purposes, for the provision of information on Harmony products and services to you,, and for other directly related purposes (the "Purposes").

We will not sell, share, rent or otherwise disclose or transfer your personally identifiable information to others for monetary gains.

With respect to your information collected through cookies, we will use such information to assess how and when pages in our Website are visited, what our users' technology preferences are (such as what type of video player they use), whether our Website is functioning properly and for systems, trouble shooting, administrative and reporting purposes.

Additionally, you may encounter cookies or other similar devices on our Website that are placed by third party website tracking companies. In such circumstances the purpose and means of collection and retention policy of your personal identifiable information is the same as stated in this Privacy Policy and such information will not be transferred to any third parties except as provided under this Privacy Policy.

Aggregate Information: We generally record certain usage information, such as the number and frequency of visitors to our Website. This information may include the websites that you access immediately before and after your visit to our Website, the Internet browser you are using and your IP address. If we use such data at all it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally.

Retention Period: The Data collected may be maintained for such period of time required under applicable law and as otherwise needed to fulfil the purposes set out above.

Compliance with Laws: Except as otherwise provided in this Privacy Policy, Harmony does not automatically collect personally identifiable information from visitors to our Website, except to the extent we are required to do so pursuant to any law or regulation binding on us. We will (and you authorize us to) disclose your personally identifiable information if we are required to make such a disclosure under applicable law or regulation, or where requested to do so by the police or by regulatory bodies, or where we wish to do so in relation to any suspected misuse by you of our Website, or of any of our Website services.

E-mail and Marketing: Harmony intends to use the data collected for direct marketing.Your consent,which includes an indication of no objection to the intended use is acquired upon your submission of information. If you would like us to stop sending direct marketing to you, you may do so, free of charge, by selecting the unsubscribe facility in any email or by writing to us at the address set out in the "Contact" section of this Privacy Policy. Harmony will not send you e-mail messages without first receiving your consent, unless it relates to responding to your inquiry or unless you have consented to receiving electronic delivery of documents as part of our E-Delivery service. It is our policy to include instructions for unsubscribing from these consent-based programs. We recommend that you do not send us any individual personal information via nonsecure methods of correspondence, including via public electronic communication channels, such as Internet e-mail, which are generally not secure.

Harmony does not sell its customers' e-mail addresses, nor will we provide your personally identifiable information to third parties or our Affiliates for their marketing purposes without your consent. It is only voluntary instead of obligatory for you to provide your personally identifiable information for marketing purposes. As a matter of policy, Harmony generally does not transfer any of your personally identifiable information to any third parties or its affiliates for marketing purposes and even if it does, it will only do so with your prior written consent.

Business Transfers: If the business, stock or assets of Harmony are acquired or merged with another business entity, we will share all or some of your information (including your personally identifiable information) with this other entity to continue to provide services to you. You will receive notice of such an event and the new entity will inform you of any changes to the practices in this Privacy Policy. If the new entity wishes to make additional use of your information, it will inform you beforehand and you may decline such use at that time.

For Hong Kong residents – your rights under PDPO: Under and in accordance with the terms of the Personal Data (Privacy) Ordinance ("PDPO") of Hong Kong and codes and guidelines issued pursuant thereto, any individual:
(i) may check whether Harmony holds personally identifiable information about him/her and may request access to such information;
(ii) may request Harmony to correct any personally identifiable information relating to him/her which is inaccurate;
(iii) may request Harmony to specify its policies and practices in relation to personally identifiable information and to be informed of the kind of personally identifiable information held by Harmony; and
(iv) may object to the use of his/her personally identifiable information for marketing purposes; Harmony will not use his/her personally identifiable information for these purposes if he/she communicates his/her objection to Harmony.

In accordance with the terms of PDPO, Harmony has the right to charge a reasonable fee for the processing of any request for access or correction mentioned above.

The person to whom requests for (i) access to or correction of personally identifiable information or (ii) information regarding policies and practices and kinds of information held by Harmony should be sent is our Data Protection Officer. Contact details of this Officer are set out below in the section headed "Contact".

Nothing in this Privacy Policy shall limit your rights of under the PDPO.

The terms in this Policy may be subject to changes in the Personal Data (Privacy) Ordinance and other relevant laws and regulations.

Security

Harmony and its staff protect your personally identifiable information when you visit our Website by requiring the use of a browser software program that supports industry standard SSL encryption with 128-bit key lengths. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security.

Harmony endeavors to prevent unauthorized disclosures of your personal information by other people, but we are not responsible for any unauthorized disclosures or other breaches of security or for the actions of others if the information was passed to them with your authority.

Changes to this Privacy Policy

Harmony reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. We suggest that you review this Privacy Policy periodically for changes. The current version of this Privacy Policy can be accessed from the link on our homepage, at the bottom of our Website pages. We will post a message on our Website home page whenever an amendment is made to this Privacy Policy so that you will know when to check. You acknowledge that by accessing our Website after we have posted changes to this Privacy Policy, you are agreeing to the terms of the Privacy Policy as modified.

With respect to any expansion of the purposes of using your personally identifiable information received by us from the purposes as stated in this Privacy Policy, prior notice will be given to you and you have the right to decline acceptance of such expansion however in such circumstances our provision of continuing services to you may be limited.

For more information on Harmony, please do not hesitate to contact us:

Data Protection Officer 
Harmony Advisors Limited

Suite 3105 31/F Alexandra House 18 Chater Road
Central
Hong Kong
Phone: + 852 36282300
Fax: + 852 36282231
Email: admin@harmonyadvisors.com

Dated: June 2020